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RE/MAX Regal Broker/Owner Ashley Robertson Bedard a Hero of Vista Finalist

RE/MAX Regal Broker/Owner Ashley Robertson Bedard has been named a Top 3 Finalist for Vista Businessperson of the Year!

Through the Vista Chamber of Commerce’s “Heroes of Vista” program, nominees must be successful in their industry and have made an impact in our community through their community involvement, employer benefits & practices, and more.

Ashley’s community service involvement is well-known in the North County community; in 2016, Ashley and the RE/MAX Regal team of agents and partners gathered over 700 pounds of food for Vista Teen Outreach, an organization that provides food pantries in Vista schools for families in need. Each year during the holidays, Ashley runs a toy drive for Solutions for Change, a nonprofit striving to end family homelessness.

Ashley’s Real Estate excellence is distinguished, with many thrilled clients and a growing brokerage now expanding into property management. As a Certified Residential Specialist, Short Sale & Foreclosure Certified, and a Military Residential Specialist, Ashley has found success as a Realtor and Broker in San Diego County.

Winners will be announced on April 21st.

About RE/MAX Regal:

Based in San Marcos, RE/MAX Regal’s team of agents can help you buy or sell property in all of San Diego, Orange, and Riverside counties. Our vision is to bring forth innovation, professionalism, and collaboration to improve our real estate industry. We strive to provide the finest quality of service, exceeding client’s expectations, and to maintain the highest standard of excellence, honesty, and ethics. Interested in joining the growing team at RE/MAX Regal? Visit www.remaxregal.info.

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Staging Your Home To Sell: 8 Ways To Make Buyers Fall In Love

“You will never get a second chance to make a first impression.” Will Rogers said that about people, but the same rule holds true for homes. When preparing to sell your home, you must take advantage of every opportunity to make your first impression stunning. Here are 8 tips to blow your potential buyers away.

  1. Curb Appeal: A buyer’s first impression is the outside of your home. Make it beautiful! Keep sidewalks cleared, remove shoes and kids’ toys, mow the lawn, and paint any faded window trim or peeling paint on the deck. Make sure your outside lights are working and remove oil stains from the driveway (cola is a great way to do this!). Planting yellow flowers will evoke emotion.
  2. Ambiance: You want the buyer to walk into your home and not want to leave! A few suggestions: play smooth jazz, bake cookies before an open house, and/or use a diffuser to provide a tranquil scent.
  3. Cleanliness: You want to make sure the house is clean. Clean grout lines, remove cobwebs, clean out the refrigerator, and dust ceiling fans and light fixtures. Hang fresh towels, vacuum regularly, polish chrome faucets, wash the windows and mirrors, and MOST importantly, clean and air out any odors.
  4. Minor repairs: Minor repairs can truly aid the salability of the home. Patch holes, fix leaky faucets, adjust doors that don’t close properly, and re-caulk showers, tubs, and sinks. Replace burnt out light bulbs and make sure the walls are a neutral color. If a room is small, hang curtains a foot higher than the top of the window, which will create the illusion of a larger room.
  5. De-Clutter: Have you ever been in a model home? Make your home a model home by clearing off kitchen and bathroom counters. Make sure shoes are neatly placed on a shoe rack or in the garage. Don’t leave anything in the entryway and hide cords. The best way to de-clutter is to actually start packing!
  6. Disassociate and De-Personalize: When de-cluttering, remember to consider personal items you’ll be taking with you. Providing the buyer with an opportunity to envision themselves in the home is crucial. This can be achieved by removing personal photos and limiting the use of décor that has phrases.
  7. Move Your Favorite Items: If you love a chandelier and want to take it with you, remove it before showing the property. If a buyer doesn’t see it, they can’t fall in love with it.
  8. Rearrange and Organize: Buyers have a tendency to open the cabinets and closets. A few organizing tips: hang clothes together, buttoned, and in the same direction; neatly stack dishes; and have items in your cabinets and refrigerator facing forward. Avoid placing furniture at an angle, as it makes the room look smaller.

Not sure your home is ready for the market? RE/MAX Regal will help you stage your home for sale and advise you through the preparation process!

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Ashley Robertson Bedard Featured in “Ask the Experts”

Make sure to pick up the Winter 2016-17 issue of Vista Magazine! Ashley Robertson Bedard is featured in the ASK THE EXPERTS: Real Estate Market Outlook!

Ashley says: “We currently have a shortage of supply in the real estate market. The Millennial Generation, approximately 83 million individuals in the United States, are approaching the average age of a first-time home buyer, 34. The Millennial Generation has expressed strong interest in home ownership, increasing the demand in 2017. New construction is on the rise to help close the gap between supply and demand; however, predictions indicate a shortage of housing will still exist. Interest rates will increase slightly, and the median price of homes will likely increase at a steady rate of natural inflation, 3-4%.”

Be sure to see our ad, too!

regal-ad-vista-chamber-winter-16-17

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Increase Your Credit Score!

10 Great Tips on How To Increase Your Credit Score

1. Have 3-5 open lines of credit. An open line of credit constitutes a mortgage, car payment, student loan, personal loan, or credit card.

You cannot purchase a home without having at least 3 open lines of credit.

2. Maintain activity on all lines of credit. Many people don’t realize that not using your credit can actually damage your score. If you have a credit card that is paid off, but is still open, use if every couple months to buy something. I usually suggest designating one card to gas for the entire month. The following month switch to the other credit card.

3. Keep the balance on all credit cards at half or less than half of the entire available credit amount. This is difficult for many individuals to maintain in today’s economy; however it is better to have multiple credit cards with only half the balance than to have one credit card that is maxed out.

4. If you have to default on payments, never default on a mortgage payment. Although, not ideal, it is much better to have late payments on a credit card or car payment rather than your mortgage.

5. Do not inquire into your credit more than you have to. Every time you run your credit score, you are running the risk of decreasing your score. If for some reason you need to run your credit score multiple times, try to run it within a three day period as this is less noticeable than if you were to run it every couple of weeks. For instance, if you are going to buy a new car and want to know the interest rate that the dealer will charge and the interest rate that the credit union will charge; have both the dealer and the credit union run your credit the same day. This merely shows you were shopping for the best rate, rather than seeking tons of credit.

If you want to know your credit score for your own curiosity, freecreditreport.com offers a  monthly subscription – you can run your score multiple times, and the inquiry will not count against your score.

6. If you are looking to make a large purchase… such as buying property, do not go buy a car or rack up your credit card in charges, especially once you open escrow. Any large changes to your credit will negatively affect your score, this is inclusive of opening a new credit card.

7. Be cautious when opening and closing accounts. Every time you open a new line of credit you are taking the risk of decreasing your score. Why? A new line of credit has little to no payment history; therefore the creditor is unaware as to whether you make regular scheduled payments or not. The longer history a line of credit has, the better it reflects on your credit. For instance, a credit card that has been opened since you were 18, with up to date payments, is helping your credit score increase. A credit card that was opened last month is a risk. For the same reason, be cautious when closing accounts, especially if the account has been open for a long time.

8. Avoid Bankruptcy –  bankruptcy remains on your credit score for 7 years, sometimes longer if you don’t make sure that it is removed. They tend to have a more negative affect to your credit score the first few years. I suggest to consult an attorney in regards to Bankruptcy information.

9. Avoid Collections and Charge Offs – I have to talk about collections and charge offs. There is a lot of information that pertains to collections and charge offs, but for today’s article I am going to keep it short. It is very simple… One collection for as little as $5.00 can decrease your credit score by 100 points or more. Remember this.

Now, a collection, although it can destroy your credit score, can also be disputed, reduced, negotiated, and settled to lessen the destruction.

10. Check your credit score. Many people never check their credit score until they have to, not realizing that there could be information that is irrelevant to them.  I have known a number of clients who have had negative information reported on their credit report that did not belong to them. For instance, information from someone who has a similar name, address, and/or social security number could be accidentally recorded onto your credit score.

If this happens to you, don’t worry. It is very simple to fix. All three credit bureaus, Transunion, Experian, and Equifax, now offer an online, “step by step” service  where you can dispute any negative information that is illegitimate. They will investigate the account, and make the appropriate changes; however keep in mind that Transunion will not go to Experian and advise them of the change, this is up to you. You will have to make sure all three bureaus are notified.

All information above is based on my previous experience, real estate, mortgage, and credit repair seminars, books, editorials, and information obtained from resourses such as NSDCAR. The above information can be helpful to increase your credit score, but is not guaranteed.